Employer of Record Ghana | INS Global

Country Guide

Employer of Record Ghana

Last updated: July 6, 2025

Capital City

Accra

Languages

English

Currency

Ghanaian Cedi (GHS)

Population Size

Approximately 33 million (2025 estimate)

Employer Taxes

16.2%

Employee Costs

1.5 to 2 times the gross salary

Payroll Frequency

Monthly

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Expanding to Ghana? EOR (Employer of Record) Services Help You Hire Globally, Pay Locally, and Expand Effortlessly

Expanding internationally with a planned development in Ghana? EOR services from INS Global facilitate seamless recruitment and management without establishing a local entity. Enjoy a reliable, streamlined solution, swiftly overseeing local and international talent and entering new markets in record time.

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Why Choose an EOR in Ghana Over Company Incorporation?

Working with a Ghanaian EOR… 

  • Saves time on growing your business abroad 
  • Lowers expansion costs 
  • Removes employer liability 
  • Ensures local compliance 
  • Allows you to focus on your business 

PEO/EOR vs Company Incorporation

The Advantage in Figures

PEO/EOR

Company Incorporation

Price

80% Less Expensive

Market Entry

2-5 Days

6 Months

Employee Turnover
Decrease by 14%
Recommendation
98% of the Current PEO Clients
Administrative Fees
Saves an Average of $450
Costly Payroll and Compliance Fines
Help Avoid
Company Growth Rate
7 – 9%
ROI
27%
Closed During Pandemic
-58%
employer of record

The Advantages of Using an EOR or Professional Employer Organization in Ghana

icon EOR

Legal Compliance Assurance

Opt for an Employer of Record (EOR) service well-versed in Ghana’s regulatory landscape for effective recruitment and supervision of an international workforce, ensuring meticulous legal compliance. This proactive approach shields against potential fines by providing support specifically tailored to Ghana’s regulations.

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Lower Expansion Costs

Collaborate with an Employer of Record in Ghana to propel global expansion and significantly reduce typical expenses associated with expansion. Scale your operations without the need to establish a new entity in Ghana, offering a unique advantage within the Ghanaian context.

icon EOR

Focus on Growing Your Company

An Employer of Record in Ghana assumes all HR-related responsibilities, streamlining your operations and granting you the freedom to focus solely on the international goals of your business, aligning seamlessly with Ghana’s business environment.

icon EOR

Expand Effortlessly

Creating a new company in Ghana can be time-consuming, ranging from 4 to 12 months in some cases. In contrast, teaming up with a local Employer of Record expedites the expansion process, allowing entry into the Ghanaian market in as little as a week, ensuring a swift and efficient entry point

icon EOR

Manage Your HR Online

INS Global provides an efficient means to manage your diverse, global workforce online through a state-of-the-art digital platform. Utilize our advanced cloud-based HR system to easily oversee all your employees and their needs remotely, tailored to fit Ghana’s digital landscape. 

How Does an EOR In Ghana Work?

INS Global’s EOR (Employer of Record) in Ghana facilitates your company’s expansion abroad in just 4 simple steps: 

1

We collaborate with your business to create a tailored expansion plan that integrates local requirements with your global expansion strategy.

2

Our organization provides the legal entity needed to hire or transfer staff, ensuring compliance with Ghana’s legal requirements from day 1.

3

We handle HR-related tasks related to the transition and beyond, such as hiring, contract and payroll management, and employee benefits tracking, ensuring local compliance in Ghana.

4

Your employees focus on your goals while we ensure consistent HR and legal compliance, delivering a seamless experience within Ghana’s evolving business landscape.

What is the difference between PEO and Employer of Record Services in Ghana?

In Ghana, a PEO (Professional Employer Organization) handles various Human Resources tasks like payroll or benefits as a strategic HR partner.  

On the other hand, an EOR (Employer of Record) possesses the full legal authority to hire and manage employees on your behalf without needing a new entity, streamlining the process from start to finish per Ghana’s employment regulations.  

INS Global offers both choices, ensuring that whether you need an EOR or PEO in Ghana, you have the support you need to expand comfortably, providing flexibility tailored to Ghana’s business environment.

INS GUIDES

Check Our Labor Law Guides

Learn how the Labor Law Guides is applied in all aspects and situations, from an employer and employee perspective.
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Labor Law in Ghana

Employment Contracts in Ghana

  • Professional employment in Ghana should come with an offer letter. 
  • In most cases, employers can include a 3-month probation period in their contracts.  
  • An employment contract should specify and describe the employee’s role in detail. 
  • Employees are entitled to 1 month’s notice if they have been with the company for 3 or more years.  
  • Severance pay is required for employees being let go in Ghana and is negotiated by their collective representative or trade union. 

Working Hours

  • The working week in Ghana runs from Monday to Friday. 
  • Full-time employees generally work 8 hours per day, 48 hours per week. 
  • Employees are entitled to a higher hourly rate for overtime. This is 150% of the normal rate for every hour of overtime. 

Types Of Leave

Holidays and Annual Leave

  • Ghana has 13 official national holidays. 
  • Employees are entitled to 15 days of paid annual leave every year.  

Sick Leave

  • When an employee is unable to attend work due to illness, they need to get a doctor’s note and present it to HR as soon as possible.  
  • Employees are not entitled to sick leave but can claim from social security during that time. 

Maternity / Paternity

  • According to Ghanaian law, female employees are entitled to 12 weeks of maternity leave. 
  • Maternity leave can be claimed from social security. 
  • Male employees are entitled to 5 days of paternity leave. 

Tax Law

  • Employers in Ghana are responsible for withholding all taxes and social contributions. 
  • Employers contribute 13%, while employees contribute 5.5% towards social security. 
  • The corporate income tax rate is set at 25% for both local and foreign companies.

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Frequently Asked Questions

faqs

While setting up a local entity is an option, collaborating with a local Employer of Record proves more efficient in Ghana. Employer of Record services give you local expertise and resource support, facilitating hiring and staff management on your behalf. 

An Employer of Record in Ghana manages various HR tasks, including payroll, tax compliance, employment contracts, and social security contributions, ensuring comprehensive compliance for your entire workforce

Establishing a new company abroad can take months to a year, but with INS Global’s EOR services, you can hire employees and expand to a new market in as little as a week. 

EOR service costs are directly linked to your employee’s salary, calculated as a percentage and covering all HR functions for compliant employment in Ghana. 

Yes, collaborating with an Employer of Record in Ghana is a legal and efficient solution, simplifying your expansion plans while reducing costs. 

Salaries are typically processed monthly for full-time employees, while part-time workers may be paid weekly or bi-monthly. 

Recruitment in Ghana varies in cost, but INS Global simplifies remote recruitment and staff management, reducing the expenses of managing an international workforce. 

Absolutely, a Ghanaian Employer of Record can recruit and hire employees from all regions, facilitating quick expansion across the country. 

Modifications to employment contracts require mutual agreement. 

Yes, employers in Ghana are responsible for withholding taxes and social contributions from employee salaries, including an employer’s contribution to each employee’s social security fund. 

INS Global tailors its services to your company’s needs, assisting with recruiting and hiring as many or as few employees as required for your expansion plans. 

Severance pay is required for employees being let go in Ghana and is negotiated by their collective representative or trade union. 

In Ghana, employees can be hired for both in-person and remote opportunities, allowing for reduced overheads during international expansion. 

Certainly! Our local experts bring extensive experience in finding top talent globally by providing support in recruiting, hiring, and managing your workforce, regardless of your location. 

Ghana observes 13 public holidays where employees are entitled to a paid day off. Working on these holidays usually involves a higher hourly rate. 

Employers must adhere to strict labor laws and regulations to avoid costly penalties and fines. Partnering with an experienced EOR in Ghana ensures compliance during your expansion. 

Yes! INS Global assists in the recruitment and management of a diverse workforce, simplifying the process of hiring both Ghanaian citizens and foreigners. 

Smiling woman representing the simplicity and efficiency of a Global Employer of Record for international hiring

A Global Employer of Record is an effective solutions for companies like yours that are looking to expand a workforce abroad effortlessly.

This approach allows you to outsource the international hiring process quickly and efficiency, providing access to a global talent pool while still managing payroll compliance in each  country.

Public Holidays Calendar

Ghana

Date Day Holiday Notes
1 January Wednesday New Year’s Day Celebrates the start of the new year.
7 January Tuesday Constitution Day Commemorates the establishment of the 1992 Constitution.
6 March Thursday Independence Day Marks Ghana’s independence from British colonial rule in 1957.
31 March Monday Eid ul-Fitr Celebrates the end of Ramadan. Date may vary based on lunar calendar.
1 April Tuesday Eid ul-Fitr Holiday Observance of Eid ul-Fitr.
18 April Friday Good Friday Commemorates the crucifixion of Jesus Christ.
21 April Monday Easter Monday Celebrates the resurrection of Jesus Christ.
1 May Thursday May Day (Workers’ Day) Honours the contributions of workers.
6 June Friday Eid al-Adha Festival of Sacrifice. Date may vary based on lunar calendar.
1 July Tuesday Republic Day Commemorates the establishment of the Fourth Republic.
4 August Monday Founders’ Day Honours the contributions of Ghana’s founding fathers.
21 September Sunday Kwame Nkrumah Memorial Day Commemorates the birth of Ghana’s first President.
22 September Monday Kwame Nkrumah Memorial Day (Observed) Observed on the following Monday if the holiday falls on a weekend.
5 December Friday Farmers’ Day Recognises the contributions of farmers and fishermen.
25 December Thursday Christmas Day Celebrates the birth of Jesus Christ.
26 December Friday Boxing Day Traditionally a day for giving gifts to the less fortunate.

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